|M.Sc Student||Obeng Gyan Busia|
|Subject||A Comparative Analysis of Selfhelp Housing Policies in|
|Department||Department of Architecture and Town Planning||Supervisor||Professor Law-Yone Hubert|
The issue of inadequate housing for the poor has been end continues to be a worrisome issue confronting most developing countries. The problem of land acquisition, access to housing finance, high building standards, and the limited government action to alleviate the urban housing shortages for the poor has resulted in the large portion of housing serving the urban poor to be produced on land acquired through informal processes.
In on attempt to address the housing problem, most governments in developing countries have embarked on various housing policies which at best, housing palliative or a stop gap solution which do not constitute a complete panacea to the housing problem as it is normally anticipated. In recent years however, a more innovate policy (self-help housing) has emerged and its popularity continues to increase. An examination of sell-help housing programs in Lusaka and El Salvador shows that self-help housing has the potential, of improving the housing conditions and living standards of the urban poor because the self-help housing policy addresses itself to the supply constraints which inhibit housing provision among the urban poor.
The success of self-help housing however, depends on the willingness of the communities involved to participate in the project, the regularity of loan repayment, high degree of planning and coordination at the national and local level if the objective is to expand the housing program beyond a pilot scheme.